Wisconsin note
Start above the minimum.
Wisconsin requires at least 25/50/10 liability plus uninsured motorist coverage. We usually suggest 100/300/100, with matching underinsured motorist coverage.
Home + auto together
One household. A clearer way to insure it.
We often place home and auto with the same company because it makes the relationship simpler and can lower the cost of both policies.
Get a quote
Why we usually bundle
One renewal date. One agent who knows both policies. A multi-policy discount on each, often 10% to 20% depending on the company and the house.
Some companies also charge one deductible when the same storm damages the house and the car in the driveway.
For your quote
What we need to quote both
The quickest route is to send the declarations pages from your current home and auto policies. They answer most of these questions.
For the home
- ✓Address, year built, and square footage
- ✓Roof age and material
- ✓When wiring, plumbing, and heat were last updated
- ✓Wood stove, outdoor wood boiler, pool, or trampoline
- ✓Claims from the last five years
- ✓Mortgage company name
For the cars
- ✓Each driver’s name and date of birth
- ✓Each vehicle’s year, make, and model
- ✓About how many miles each vehicle is driven
- ✓Accidents or tickets from the last five years
- ✓Where each vehicle is parked at night
Around here
Keep comprehensive in the conversation.
Hitting a deer is paid under comprehensive, not collision. Around Marathon County, comprehensive is often worth keeping even on an older car.
“We had the house with one company and the cars with another for twenty years. Megan put them together, raised our liability and we still pay less.”Joan and Ray H., Weston
Bring your home and auto into one conversation.
We’ll compare several options and tell you what fits.