Umbrella insurance
More liability protection, when the usual limits are not enough.
An umbrella policy adds another layer above your auto and home liability coverage. For most clients, the first $1 million costs a few hundred dollars a year.
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Where an umbrella helps
A serious auto accident, a guest injury, or a liability claim that reaches beyond the limits on your underlying policies can put more than your current savings at stake.
We’ll look at your home, autos, drivers, and assets to see whether an umbrella makes sense.
Households that often add one
More to protect can mean more room above the limit.
- ✓A teenage driver on the policy
- ✓A pool, trampoline, or a dock on the lake
- ✓A rental property or a home business
- ✓Savings, retirement accounts, or a paid-off house worth protecting
- ✓Volunteering on a board or coaching a youth team
Most insurance companies ask for higher liability limits on your home and auto first, so we look at all three together and quote them as one package.
Add a little more room above the limit.
A quote or a review never costs you a fee. Call (715) 555-0143.